Driving under the influence (DUI) convictions are not just legal issues; they also have major effects on car insurance. When someone is convicted of a DUI, insurance companies see them as a higher risk, often leading to higher car insurance rates.
This increase reflects the perceived greater chance of future claims for those with DUI records. Road safety is key for both insurance companies and the public, so understanding these financial impacts is a must.
This discussion will explore how DUI convictions affect the insurance industry. We will look at how factors like the driver’s age, specifics of the DUI offense, and prior driving history change insurance policies.
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