They make it so easy, don’t they? Those credit cards. Many of us have a dysfunctional relationship with them. We both appreciate and resent them for their ease of use and convenience. It certainly is easy to overuse them.
Effectively managing credit card balances is more than a notion. However, it can be done. Now is really the time to get on top of this, as the Fed has again issued a rate increase to try to tame inflation, making credit card debt more expensive. Plus, the economy is still reeling from an historic pandemic, and we may be entering a recession.
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