Consumer loans are one of the most accessible types of loans. Most consumer loans do not need any collateral when accessing them, meaning loans can be taken for any reason so long as you can make repayments.
You can, of course, get a consumer loan with collateral; this would be used more for larger purchases and with people who need more money.
For most, a consumer loan will be used for purchases or for refinancing debt. There is no right or wrong way to use a consumer loan. However, you need to ensure you can pay for your loan before you take it. In Norway, you must also be over 18 in most cases and over 25 in others; this is company-dependent.
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